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get help with funeral costs

Get help with funeral costs.

You could get a Funeral Expenses Payment (also called a Funeral Payment) if you get certain benefits and need help to pay for a funeral you’re arranging.

Your Funeral Expenses Payment will be deducted from any money you get from the deceased’s estate. The estate includes any money or property they had but not a house or personal things left to a widow, widower or surviving civil partner.


funeral support options

Take a look below at the different options available:

Funeral Expenses Payment
Bereavement Payment
Budgeting Loan
Public Health Funeral
Children’s Funeral Fund (CFF)

Funeral Expenses Payment

This service is provided by the government, to support people in England and Wales who claim certain benefits to help pay for a funeral.

This payment does not usually cover all of the costs of a funeral. How much you get depends on your circumstances, and also includes any other money that’s available to cover the costs, for example from an insurance policy or the estate of the person who has died.

A Funeral Expenses Payment claim form (SF200) may be obtained from a Jobcentre Plus office, or can be downloaded here. However, the easiest way to claim Funeral Expenses Payment is by phone, call 0800 731 0469 and choose option 2.

Bereavement Support Payment

Help is available in England, Wales and Scotland if your husband, wife or civil partner died on or after 6 April 2017. You can claim this payment if at the time of death:

  • you are under state pension age

  • were married to or in a civil partnership with the person who has died

  • the person who has died paid income tax for 6 months between 1975 and the date of death

  • the person died as a result of an accident at work or a disease caused by work

The payment available is £2,500 and is tax free. A further 18 monthly payments of £100 are also made. If you have children under 18 and receive child benefit this amount increases to £3,500 and the 18 monthly payments increase to £350

Download a Bereavement Support Payment pack (form BSP1) or order it over the phone from your local Jobcentre Plus.

  • Bereavement Service helpline: 0800 731 0139

  • Welsh language: 0800 731 0453

Budgeting Loan

This is an interest-free loan for those on income related benefits, to help towards the cost of your loved one’s funeral. The repayments come directly from your benefits and you only pay back what you’ve borrowed.

You may be eligible for a Budgeting Loan if you, your husband, wife or civil partner have been receiving one of the below benefits for at least 26 weeks:

  • Income Support

  • Income-based Jobseeker’s Allowance

  • Income-related Employment and Support Allowance

  • Pension Credit

The maximum amount you’ll receive is £812 if you’re eligible and have children. The amount you’ll receive also depends on your ability to pay the loan back and if you have over £1,000 of savings (or £2,000 if you or your husband, wife or civil partner are over 62).


we are here to support

We are here to support and guide you through every detail, helping you create a fitting ceremony and celebration of life.

Everything that we do is built on empathy, choice and providing value. Our belief is that since we’re all unique, our funerals should be too.

When a death occurs we are available 24 hours a day, 7 days a week. Call us if you need help and advice around bereavement even if not considering us as funeral director.

Call – 0191 257 1201

If you would prefer not to speak to someone just now, complete our online form and we will call you back within an hour.


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